PRIORITY SECTOR


Kisan Credit Card :
Credit limits to farmers for agricultural activity.

Asomi Farm Credit Card :
Meant for the Farmers to meet the need based credit support to boost up agriculture and allied activities by adopting improved method of compact farming technologies.

Eligibility : 1) Any individual key person of farmer's family with earning family members.
2) Applicant should have minimum 1 bigha land in rural area.
3) Contact farmers under tie-ups with sugarcane, potato, vegetables, fruits and horticultural crop processing units and other marketing and processing units in allied agricultural activities.
Limit : Overall limit Rs.50,000/- of which Rs.15,000/ to be utilized for investment credit purpose.
Consumption limit not to exceed Rs.5000/-
Interest : @9.00% p.a.


SHG-Bank Linkage :
Encouraging Self-Help Groups to take up activities for generation of income through Bank linkage (both deposit and credit). Groups can avail bank loan up to 4 times of their corpus or even more.

Eligibility : Self-Help Groups functioning satisfactorily for at least 6 months are eligible for credit linkage.


Joint Liability Group :
Bank loans to individuals of the groups of 3 to 5 persons belonging to the poorest of the poor of the society for taking up both Farm and Non-Farm activities.


Asomi Bhumishree Yojana :
To provide institutional credit to small and marginal farmers including share croppers and tenant cultivators for purchase of land for agriculture and allied activities as well as for purchase of fellow and waste land for the purpose of development and cultivation with a view to increase agricultural production.

Eligibility : Small and marginal farmers, recorded share croppers,tenent farmers owning maximum 5 acres of non-irrigated land or 2.5 acres of irrigated land including the proposed land to be purchased.
Loan amount : Maximum Rs.2.00 lac.


Asomi Krishi Laghu Paribahan Yojana :
Provides financial assistance to the farmers for acquiring three wheelers, to be used as a transport equipment for carrying agricultural inputs and farm produces.

Eligibility : Farmers with valid driving license.
Loan amount : Maximum Rs.1.00 lac.


Asomi Randhanjyoti Scheme :
Financing the cost of LPG connection in rural areas.

Eligibility : Women beneficiaries in rural areas having banking relation.
Loan amount : Maximum Rs.3500/-


Asomi Jana Rhin Achani :
Overdraft facility to the economically backward section of the society against their Basic Savings Bank (No Frill)Account for small business activities/consumption.Hassle free, easy documentation. Credit limit Rs.500/-.

Asomi General Credit Card :
Hassle free credit facility for Farmers, Artisans, Retail Traders, Small Business Entrepreneurs, Small Road Transport Operators. Maximum Limit Rs.25,000/-. For rate of interest refer to Interest Rates Page.

Swarna Jayanti Gram Swarojgar Yojana :
Loan to the SHGs functioning satisfactorily & efficient to take up economic activities. Govt. subsidy up to the extent of 50% of scheme amount subject to the maximum Rs.1.25 lac is available Asomi Grihashree Achani : Loan for construction of house.

Credit for Farm Mechanisation :

Rain Water harvest Scheme :

Loan for Inland / Beel Fisheries :

Loan under Venture Capital Scheme :

Loan to Small Tea Growers :

Loan for Construction of Rural Godown and Cold Storage :

Asomi Gyandeep Loan Scheme :
Educational Loan to students for higher education.

Eligibility : Student should be a Indian National. Must secure admission through Entrance Test/Selection process. For course eligibility contact nearest branch.
Limit : For studies in India : Rs.7.50 lac
For Studies abroad : Rs.15.00 lac