Free Cheques

Free Demand Drafts

Free Balance Certificate

Free Signature verification

Free Remittance through NEFT and RTGS

Free Account Statements (Two times in a month)

Waiver of Processing charge in case of Car loan in the name of Account Holder.

Preference in locker allotment.

Transfer of part of Term Deposit to Current Account to honour cheques presented on the account in multiples of ₹ 25000.00

In excess of Threshold limit of C.B. A/c i.e ₹ 5,000/- and in multiple of ₹ 1000/- a new Flexi Fixed Deposit (FFD) A/c will be created for specified period is to be converted to FFD.

If any Savings Plus customer wants to withdraw money from the account and there is a Threshold Limit of ₹ 1,00,000/- available in the account, then last MOD created in multiple of ₹ 25,000/- will Reverse Sweep and transferred to AGVB Current Deposit Plus Account to enable the customer to withdraw money from Savings Plus Account. In this case, MOD amount will decrease in “Last in First Out Basis” (LIFO).

All FFDs under AGVB Current Deposit Plus Account Scheme will be opened for maturities as applicable to MOD Scheme from time to time, which is at present 1 year to 5 years

On maturity of AGVB Current Deposit Plus accounts, the entire amount (Principal + Interest) will be transferred to Savings Plus Account and again exceeding of Threshold Limit a new STDR account will be opened.