To meet the short term credit requirements for cultivation of crops
Post harvest expenses
Produce Marketing loan
Consumption requirements of farmer household
Working capital for maintenance of farm assets and activities allied to agriculture, like dairy animals,inland fishery etc.
Investment credit requirement for agriculture and allied activities like pumpsets, sprayers, dairy animals etc.
Eligibility
All Farmers – Individuals / Joint borrowers who are owner cultivators.
Tenant Farmers, Oral Lessees & Share Croppers.
SHGs or Joint Liability Groups of Farmers including tenant farmers, share croppers etc.
Loan Amount
As per Scale of Finance.
Security
No additional security for loan limit up to Rs. 1.60 lakh.
Meant for the Farmers to meet the need based credit support to boost up agriculture and allied activities by adopting improved method of compact farming technologies.
Any individual key person of farmer's family with earning family members.
Applicant should have minimum 1 bigha land in rural area.
Contact farmers under tie-ups with sugarcane, potato, vegetables, fruits and horticultural crop processing units and other marketing and processing units in allied agricultural activities.
Loan Amount : Overall limit ₹ 50,000/- of which ₹ 15,000/ to be utilized for investment credit purpose.
Consumption limit not to exceed ₹ 5000/-
For purchase of land for agriculture and allied activities.
For purchase of fellow and waste land for the purpose of development and cultivation with a view to increase agricultural production.
Small and Marginal farmers
Share croppers and Tenant cultivators
Farmers owning maximum 5 acres of non-irrigated land or 2.5 acres of irrigated land including the proposed land to be purchased
Loan Amount : Maximum ₹ 2.00 Lakh