Agriculture Loan
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Loan and Advances
SHG (Self Help Group)
We promote SHGs for farm production mainly to diversify their income generating activities, after assessing their credit worthiness on parameters such as group discipline, regularity of meetings, savings, rotation of funds, maintenance of books of accounts, group record keeping, repayment of loans etc.
DAY-NRLM (Deendayal Antyodaya Yojana - National Rural Livelihoods Mission)
DAY-NRLM is the flagship program of Govt. of India for promoting poverty reduction through building strong institutions of the poor, particularly women, and enabling these institutions to access a range of financial services and livelihood services.
Features
SHG should be in active existence at least since the last 6 months as per the books of account of SHGs.
SHG should be practicing 'Panchasutras' i.e. Regular meetings; Regular savings; Regular inter-loaning; Timely repayment; and Up-to-date books of accounts.
Qualified as per grading norms fixed by NABARD. As and when the federations of the SHGs come to existence, the grading exercise can be done by the Federations to support the Banks.
The existing defunct SHGs are also eligible for credit if they are revived and continue to be active for a minimum period of 3 months.
SHGs can avail either Term Loan (TL) or a Cash Credit Limit (CCL) loan or both based on the need.
All women SHGs will be eligible for interest subvention on credit up to 3 lakhs at 7% per annum.
DAY-NULM (Deendayal Antyodaya Yojana - National Urban Livelihoods Mission)
NULM focuses on providing financial assistance through provision of interest subsidy on loans to support establishment of Individual & Group Enterprises and Self-Help Groups (SHGs) of urban poor.
JLG (Joint Liability Group)
An informal group comprising of 5-10 individuals coming together for the purpose of availing bank loan on individual basis or through group mechanism against mutual guarantee. Generally, the members of a JLG would engage in a similar type of economic activity.
Important Links
Customer Relationship
Contact Us
- ASSAM GRAMIN VIKASH BANK
- HEAD OFFICE :: GUWAHATI
- G.S. ROAD, BHANGAGARH
- GUWAHATI, ASSAM-781005
- Phone No : +91-361-2464107, 2131604/605/606, 9957183638, 9957183637, 9957183639
- FAX NO: +91-361-2463621, 2461417
- E-mail :
agvbank[at]yahoo[dot]co[dot]in
hoagb[at]agvb[dot]co[dot]in
LOSS CARD REPORTING NUMBER
1800-103-3470
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