Housing Loan
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Loan and Advances
Housing Loan
Purpose
Purchase or construction of a new house / flat.
Purchase an existing house / flat.
Repair / Renovate / Extension an existing house / flat.
Furnishing of self occupied house / flat.
Purchase of land for construction of house.
Asomi Grihashree Loan
Salaried as well as professional and self-employed person with a steady source of income are eligible for availing loans under the Scheme.
Loan Amount
Urban : ₹ 75.00 Lakhs
Semi-Urban : ₹ 45.00 Lakhs
Rural : ₹ 25.00 Lakhs
Semi-Urban : ₹ 45.00 Lakhs
Rural : ₹ 25.00 Lakhs
Repayment Period
Upto 360 Months (or up to 70 Years of age)
ROI
Floating Type
Security
Personal Guarantee of Spouse in case of married person or Parents in case of un-married borrower shall be explored.
Additional Security
Nil
Asomi Grammya Aaloy Scheme 
Businessman, Self-employed persons, Farmers, Artisans etc. engaged in the trade, profession, manufacturing, service, agri. Sector and a permanent resident of Assam having minimum 21 Years of age are eligible for availing Housing Loan under this scheme.
Loan Amount
Minimum : ₹ 5.00 Lakhs
Maximum : ₹ 10.00 Lakhs
Maximum : ₹ 10.00 Lakhs
Repayment Period
Upto 360 Months (30 Years) (or up to 70 Years of age)*
ROI
Floating Type
Security
Equitable/ Registered Mortgage of landed property.
Additional Security
Nil
Applicable Area
The Scheme is applicable in Rural Area Only.
Salient Features
• Easy Housing Loan to rural people having regular source of Income.
• No Income Tax Return and Income Proof Certificate required*
• Average Credit Summation in Savings Bank A/c is considered*
• No Income Tax Return and Income Proof Certificate required*
• Average Credit Summation in Savings Bank A/c is considered*
Aponar Apon Ghar
Housing Loan Scheme for the Permanent Residents of Assam for the purpose of availing Housing Loans for purchase or construction of his/her first house in the state of Assam.
Loan Amount
Upto ₹ 40.00 Lakhs
Repayment Period
Upto 360 Months (or up to 70 Years of age)
Moratorium
Upto 18 Months
Salient Features
Government Subsidy Available
Between ₹ 5 Lakhs & up to ₹ 10.00 Lakhs : ₹ 1.00 Lakh
Above ₹ 10.00 Lakhs up to ₹ 20.00 Lakhs : ₹ 1.50 Lakhs
Above ₹ 20-00 Lakhs up to ₹ 30.00 Lakhs : ₹ 2.00 Lakhs
Above ₹ 30.00 Lakhs up to ₹ 40.00 Lakhs : ₹ 2.50 Lakhs
Between ₹ 5 Lakhs & up to ₹ 10.00 Lakhs : ₹ 1.00 Lakh
Above ₹ 10.00 Lakhs up to ₹ 20.00 Lakhs : ₹ 1.50 Lakhs
Above ₹ 20-00 Lakhs up to ₹ 30.00 Lakhs : ₹ 2.00 Lakhs
Above ₹ 30.00 Lakhs up to ₹ 40.00 Lakhs : ₹ 2.50 Lakhs
* denotes subject to Terms & Conditions of the scheme.
Important Links
Customer Relationship
Contact Us
- ASSAM GRAMIN VIKASH BANK
- HEAD OFFICE :: GUWAHATI
- ADAM'S PLAZA, M.S.S. PATH
- CHRISTIAN BASTI, GUWAHATI, ASSAM-781005
- Phone No : +91-361-2464107, 2131604/605/606, 9957183638, 9957183637, 9957183639
- FAX NO: +91-361-2463621, 2461417
- E-mail :
agvbank[at]yahoo[dot]co[dot]in
hoagb[at]agvb[dot]co[dot]in
LOSS CARD REPORTING NUMBER
1800-103-3470
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